Terms & Conditions

These Terms & Conditions ("Terms") govern your use of bestcoverageplans.com (the "Site"), operated by Best Coverage Plans ("we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1. Nature of Our Service

Best Coverage Plans is a marketing and consumer-connection service. We are not an insurance company, agency, or broker; we do not sell, underwrite, or issue insurance; and we do not provide insurance, financial, legal, or tax advice. The Site helps you request contact from licensed insurance agents and partner organizations who can discuss coverage options with you. Any insurance transaction you enter into is solely between you and the licensed agent, agency, or carrier involved.

2. Eligibility

The Site is intended for use by individuals who are at least 18 years old and located in the United States. By using the Site, you represent that you meet these requirements.

3. Accuracy of Information You Provide

When you submit information through the Site, you agree to provide accurate, current information about yourself and only about yourself. You may not submit another person's contact information, and you may not submit phone numbers or email addresses you are not authorized to use.

4. Consent to Contact

Each lead form on the Site includes a consent disclosure describing how you may be contacted if you submit the form. That disclosure is part of these Terms with respect to your submission. Consent to be contacted is not a condition of purchasing anything, and you may revoke consent as described on our Opt Out page.

5. No Guarantee of Coverage or Rates

We do not guarantee that any agent or partner will contact you, that any particular plan, benefit, premium, or rate will be available to you, or that you will qualify for any product. Plan availability and pricing are determined solely by the carriers and licensed professionals involved and vary by state, age, health status, and other factors.

6. Intellectual Property

The Site and its content — including text, design, graphics, and logos — are owned by or licensed to us and are protected by applicable intellectual-property laws. You may not copy, reproduce, distribute, or create derivative works from the Site's content without our prior written permission, except for personal, non-commercial viewing.

7. Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose;
• Submit false, misleading, or third-party information;
• Interfere with the Site's operation or security;
• Use bots, scrapers, or automated tools to access the Site or submit forms; or
• Attempt to gain unauthorized access to our systems or data.

8. Third-Party Sites and Services

The Site may link to third-party websites or reference third-party services. We do not control and are not responsible for third-party content, policies, or practices. Your dealings with any third party, including licensed agents and carriers we connect you with, are solely between you and that party.

9. Disclaimer of Warranties

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BEST COVERAGE PLANS AND ITS OFFICERS, EMPLOYEES, AND PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA, ARISING FROM YOUR USE OF THE SITE OR ANY INTERACTION WITH AGENTS OR PARTNERS YOU ARE CONNECTED WITH THROUGH THE SITE.

11. Indemnification

You agree to indemnify and hold harmless Best Coverage Plans from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms or your misuse of the Site.

12. Changes to These Terms

We may update these Terms from time to time. Changes take effect when posted to this page, and the "Last updated" date will be revised accordingly. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

13. Governing Law

These Terms are governed by the laws of the United States and the state in which Best Coverage Plans is organized, without regard to conflict-of-law principles.

14. Contact

Questions about these Terms may be sent to privacy@bestcoverageplans.com.